Our Services




Trauma / Critical illness / Recovery Insurance

With the remarkable advances in modern medicines, more and more people are now surviving major traumas such as heart attack, cancer, and coronary artery surgery. However, the recovery period and the cost of care associated with such illnesses normally places extreme financial strain on the person suffering the illness and their family.

Trauma insurance (also called Critical Illness Insurance or Recovery Insurance), similar to Income Protection and Total and Permanent Disability Insurance (TPD), pays a “lump sum” figure in the event of a critical injury or serious injury.

This may include:

  • Cancer
  • Stroke
  • Heart Attack
  • Head Injury
  • Brain Tumor
  • Alzheimer’s
  • Dementia
  • HIV
  • Liver Disease
  • Paraplegia / Quadriplegia
  • Kidney failure
  • Multiple Sclerosis
  • Accidental Infection
  • Severe Burns
  • Blindness


(Up to 30 conditions can be specified on a policy.)

The maximum payout is about $2,000,000 across all insurers.

The insurance may help to cover:

  • Medical expenses
  • Regular bills and expenses while you’re out of work
  • Income for your dependents
  • Ongoing pharmaceutical costs
  • Ongoing caring or nursing support
  • Ongoing rehabilitation


Unlike Life Insurance, which is paid only after you die, Trauma Insurance is paid when there is a confirmed diagnosis, giving you access to funds when you need them most.

Some policies have a 14-day survival period requirement after first diagnosis, where the policy will only pay a benefit if you survive the 14-day period, or may pay a smaller benefit if you do not survive this period.

Upon diagnosis, Trauma Insurance makes it possible for the insured person to ensure all of their living and medical costs are taken care of. 

Such a payment will assist you to be financially secure and may be used in any way you like.

Benefits are generally considered tax free. (You should consult your Accountant for formal confirmation.)

Just like Life Insurance and Income Protection, there are many insurance products available in this space and so it’s important to know what exclusions apply to your policy.

To get straightforward advice and find the best coverage that’s right for you without paying more for premiums than you need, speak to a CorpSure advisor for an obligation-free confidential discussion.

Have a question? We'd love to hear from you!

Have a question?
We'd love to hear from you!

Why we do what we do


“The team at CorpSure made sure I received the best cover for the best price. They were efficient, professional and have an exceptionally high level of industry specific knowledge. I would absolutely recommend them for any of your commercial insurance needs.”

Jenna McIntyre

“Justin at CorpSure has been doing my business insurance for 2 years. In business you need good people around you (they aren’t easy to find!), after my first discussion with Justin about my needs he ticked all the boxes. Its often the small things that count, Justin recently talked me through an insurance matter as I needed to know how it could play out. It wasn’t just the advice that left a good impression, it was the fact there was somebody who was able to take my call and resolve my issue as fast as it had presented.”

Matthew Hicks

“I operate a large Property Management company in Brisbane and Ben Roberts from CorpSure is my go-to guy for all our Landlord clients’ insurance needs. Ben is professional, helpful, and nothing is a problem for him. Ben has saved each of our clients hundreds of dollars with their insurance packages and they all speak positively about his service and product. Ben has also set our company up with a great Professional Insurance package. We feel fortunate to have found Ben and look forward to continuing our relationship well into the future.”