Market Leading Landlord Insurance Protection, Managed by a leading Real Estate Agent insurance specialist. Cover for Long term, Short term & Holiday rental properties.
Why Choose Corpsure Landlord Insurance?
Set rates
Landlord Only, Prices vary state by state
In-house Claims
Don’t spend hours lodging claims
Nil Excess
Loss of rent
Tenant damage
| BENEFITS | INCLUSIONS |
|---|---|
| No vacant posession | 52 weeks |
| Loss of rent due to damage accepted under the policy | 52 weeks |
| Tenant default - death, murder or suicide | 26 weeks |
| Tenant default - departure without notice | 20 weeks |
| Tenant default - court ordered termination | 20 weeks |
| Tenant default - domestic violence | 20 weeks |
| Tenant default - financial hardship | 12 weeks |
| Accidental loss or damage to your contents | $70,000 |
| Deliberate damage to contents by tenants | $70,000 |
| Theft by tenants | $70,000 |
| Damage to contents due to illegal drugs | $60,000 |
| Legal expenses | $7,500 |
| Damage by tenants pets | $5,000 |
| Fumigation costs | $5,000 |
| Tax audit | $5,000 |
| Locks & keys | $1,000 |
| Garbage removal | $500 |
| Legal liability cover | $20,000,000 |
FAQs
Landlord insurance: protects you against damage to your rental property (e.g. by tenants), or for losses resulting from things like rent defaults. Building insurance: covers you for replacement of your building if it’s destroyed, e.g. in a fire.
100%, our policy covers accidental damage, deliberate damage, malicious damage, even pet damage so there are no grey areas at claim time
Yes, absolutely. You just need to advise your property manager or broker, if insured directly with Corpsure.
The good news for property owners is that, as a general rule, landlord’s insurance premiums are tax-deductible. If you can claim these costs as tax deductions, it really makes good sense to invest in landlord insurance.
If you take out a Landlord insurance policy with Corpsure when your tenant is in default, we may pay the rental income for up to 12 months. If your building is damaged to an extent that the tenant can’t live in it, or access to use your building is not possible due to damage to the investment property or strata title development, we may pay for loss of rent on the insured property for the time it is unoccupied. This benefit is automatically included in your policy and subject to terms and conditions in the PDS
Your investment property will continue to be covered under a Corpsure Landlord policy against insured events even if it becomes unoccupied. You may be required to pay an additional excess if something happens, but you can rest easy knowing the investment property is covered. We consider your investment property unoccupied if no one has been living in it for more than 60 consecutive days or if someone stays there on average for less than one night a week during the 60 day period.
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Speak with our Experts
With a combined 200+ years experience, our highly qualified experts understand the importance of insurance across all aspects of business and provide innovative insurance solutions.
